Free Service — Send Your Bill Today

Your hospital bill
is probably inflated.

7 out of 10 private hospital bills in India contain overcharges. We audit your bill against government rates — entirely through WhatsApp — and tell you exactly how to get your money back.

Free. No app download. Takes 30 seconds. DPDP compliant.

B
BillOkay
Online
📸 hospital_bill.jpg
BillOkay
✅ Bill received!

Found ₹18,400 in overcharges across 6 items:

• ICU/day: ₹45,000 vs CGHS ₹18,000
• Paracetamol: ₹120 vs NPPA ₹12
• PPE kit: ₹2,500 (non-payable)
+ 3 more items

📄 Sending dispute letter...
How It Works

Three messages. Full audit.

No app. No forms. Just WhatsApp — the app you already use.

1

Send your bill

Photo your hospital bill and send it to us on WhatsApp. Discharge summary, itemized bill, pharmacy receipt — whatever you have.

2

We audit it

Every charge compared against CGHS, NPPA, PMJAY, and IRDAI rates. We flag overcharges, non-payables, and billing errors.

Coming Soon Automated AI — instant results
3

Get your action plan

Detailed report + dispute letter + negotiation script. Exact amounts, government references, and what to say at the billing counter.

The Problem

Hospital billing is broken.

No transparency. No standardization. Patients — exhausted, vulnerable, in a rush to go home — just pay.

₹84,000 Cr
Annual overcharges in Indian private hospitals
7 in 10
Hospital bills contain errors or inflated charges
3–10×
Markup on medicines vs govt. ceiling prices
Zero
Tools for Indian patients to verify their bills

Government rate benchmarks exist — CGHS, NPPA, PMJAY — but they're buried in 800-page PDFs no patient will ever read. Hospitals know this.

Real Stories

People are fighting back.

Patients who challenged unfair bills — and won.

The Hindu

"Hospital charged ₹1.8L for a ₹38K CGHS procedure"

✓ Got ₹1.4L refund
NDTV

"Consumer forum orders ₹4.5L refund for inflated ICU"

✓ Full refund + ₹50K compensation
Times of India

"Hospitals charging ₹500 for ₹5 paracetamol"

→ State directive issued
Economic Times

"Insurance TPA rejected claim — non-payable items"

✓ IRDAI ruled for patient
LiveMint

"Family saves ₹90K comparing bill vs KPME rates"

✓ Hospital revised bill voluntarily
What You Get

Everything to take back control.

🔍

Line-by-line audit

Every item checked against 5 govt. rate databases

📊

Overcharge report

What, how much, and what the fair rate should be

📝

Dispute letter

Ready to print. Cites specific rates and legal precedents

🗣️

Negotiation script

What to say, which rates to cite, when to escalate

⚖️

Legal next steps

Consumer forum + IRDAI complaint templates

💬

100% WhatsApp

No apps. No signups. No passwords. Just message us

Our Database

Backed by government data.

We compare against official rate schedules hospitals hope you'll never look up.

CGHS 2025
4,000+
procedures
NPPA
900+
drugs
PMJAY
1,578
packages
GIPSA
131+
surgeries
AIIMS
500+
rates

Right now, our team personally audits every bill. When the AI engine launches, you'll get results in under 60 seconds.

Questions

Frequently asked

How does BillOkay work?

Send a photo of your hospital bill to us on WhatsApp. Our team reads every line item, compares it against government benchmark rates (CGHS, NPPA, PMJAY), flags overcharges, and sends you a detailed audit report with negotiation steps.

What rates do you compare against?

CGHS 2025 (4,000+ procedures), NPPA ceiling prices (900+ drugs), PMJAY package rates (1,578 procedures), GIPSA insurance rates, and AIIMS reference rates.

Is it really free?

Yes. Every audit is completely free right now. We're building this service and want real bills to improve our analysis. No hidden charges.

How long does the audit take?

Currently within 24 hours. When our automated AI engine launches, under 60 seconds.

Can you help me get a refund?

We provide the evidence and strategy — exact government rates, legal precedents, and a dispute letter. Patients who present rate comparisons frequently get adjustments.

Do I need to install an app?

No. Works entirely through WhatsApp — no downloads, no signups, no passwords.

Is my data safe?

Fully DPDP Act compliant. Your bill data is processed securely on Indian servers, never shared with third parties, and you can request deletion anytime. We collect only what's needed for your audit.

Get Started

Get your bill audited. Free.

Send us your hospital bill on WhatsApp — or leave your number and we'll reach out.

Message Us on WhatsApp
or leave your number

We'll message you on WhatsApp. No spam.